ATM fees reach record high

A quick stop at the local deli’s ATM could wind up costing as much as your sandwich. The average cost for using an ATM that isn’t tied to a customer’s bank rose to a record $4.52 per transaction over the past year, according to a survey from data provider Bankrate.

In Atlanta and New York, the average “out-of-network” cost tops $5 and can rise to as much as $8 in some places under certain circumstances-a 21 percent increase in 5 years.